All Credit Profiles Considered
We don't rely on traditional credit scoring. Instead, we look at your full financial picture to make a fair decision. If you have steady income, you're already on the right track.
Fast, Flexible Cash
When You Need It Most
Apply in minutes and get funds as soon as today — with no hassle, no confusion, and no surprises*
Life happens fast. When unexpected expenses show up, we make sure financial relief does too. Our streamlined online application gives you a quick decision, and approved funds can be deposited as soon as the same or next business day.
Apply
Apply
Online
Fast
Approval
Receive
Funds
Why Choose Us
The Smarter Choice for Fast Funding
Borrow Up to $3,000
Flexible borrowing options of up to $3,000, helping you grow your financial confidence. Each successful loan repayment helps strengthen your borrowing potential with us.
Transparent, No‑Surprise Pricing
Your personalized Payment Plan outlines exactly what to expect. You can make extra payments toward your principal whenever you choose – there are no early payoff penalties.
A Simple, Fast Experience
Our online application takes less than 15 minutes, start to finish. Once approved, funds are sent directly to your bank account via ACH. Getting started is quick and easy.
Service That Puts You First
Our support team is here Monday through Friday, 8 AM to 6 PM Central, ready to assist with anything — from starting a new loan to updating an existing one. Real people, real help.
Security You Can Trust
Your information is protected with bank-level encryption throughout the application and loan process. Your privacy and security are always our priority.
1 / 6
Simple Process
How It Works
Apply Online
Tell us a little about yourself using our secure online form.
Get a Quick Decision
We review your information instantly and let you know if you're approved.
Receive Your Funds
Approved loans are deposited as soon as the same or next business day.
Customer Stories
What Our Customers Say
★★★★★
“Amy has been a lifesaver for me with this loan. She's always quick to respond and never tries to push me to borrow more than I need. Her focus on making the process easy is a huge relief. Thank you, Amy, for being such a dependable help in tough times!”
★★★★★
“Jordan, you have brightened my day. Your positive attitude is noticeable, and talking to you cheers me up. Thank you for being so wonderful!”
★★★★★
“Chris, your company has been a tremendous help in my financial recovery. You've been reliable and supportive, and I can't thank you enough for the assistance during these challenging times.”
★★★★★
“Your help today was incredible, and I truly appreciate the first-class service. You made a difficult situation much easier to handle. Thank you so much for your dedication and support.”
★★★★★
“Katie, you are fantastic! Your help has been crucial, especially now. I can't thank you enough for your patience and understanding during these financial struggles.”
★★★★★
“Thank you for your professionalism and kindness. It's rare to encounter such genuine support. You've made a significant difference in managing my financial issues, and I deeply appreciate it.”
1 / 6
Transparent Pricing
Rates
Repayment Options:
PLEASE NOTE
• You must log on to the website to change your payment option at least 3 business days prior to their scheduled due date.
• Customers may elect to repay their loan via ACH, cashier's check, or money order as specified within the loan agreement.
Interest Rates and Loan Costs
Understanding Your Interest Rate
The interest rate represents the percentage of your loan's principal that you pay for borrowing the funds. Finance charges include the interest plus any applicable fees, giving you a complete picture of the total cost of your loan. The Annual Percentage Rate (APR) reflects these finance charges as a yearly rate.
Finance charges are based on your overall creditworthiness, which may include factors such as your credit and payment history, income, employment status, existing debt, and the types of credit you currently have. Your APR will depend on the amount you borrow and how long you choose to keep the loan outstanding.
Lowering Your Total Cost
You can reduce the overall cost of your loan by paying it off before the final scheduled due date or by making additional payments at any time. Your loan agreement will include full details about your loan amount, finance charges, and APR once your application is approved.
If you'd like to see whether you qualify, contact us. Our team can walk you through the options available to you.†
Our Commitment to Fair Lending
We comply with all federal laws and regulations governing short‑term and online personal lending. We do not discriminate against applicants based on race, color, religion, national origin, sex, marital status, age, income derived from public assistance, or the exercise of rights under the Consumer Credit Protection Act.
Important Notice
This is a high‑cost form of credit and is not intended to serve as a long‑term financial solution. These loans are designed to help meet short‑term financial needs only.
Got Questions?
Frequently Asked Questions
What is an installment loan?⌄
An installment loan allows you to pay back your loan over a period with fixed payments. The number of payments and the payment amount is pre-set when the loan is obtained.
Do I Qualify?⌄
To be approved for a loan, you only need: • Proof of consistent source of income for at least the past 90 days • To be 18 years of age or older and a citizen or permanent resident of the United States • To have a valid checking account in your name • To have a valid email address and cell or home phone number
How much can I borrow?⌄
We lend up to $3,000. Your approved amount is based on your employment and financial eligibility.
How will I receive my funds?⌄
Once your loan is approved, we will deposit your funds via ACH into your valid checking account within the next business day.
What if my credit is not good?⌄
We use a unique qualification method that is not based on traditional credit scores. We develop our own internal score based on your banking and employment information.
How long does the process take?⌄
We pride ourselves on having a simple and speedy loan process. Fill out the loan application and one of our dedicated loan specialists will be in touch with you. Once they verify your application information, we can process your loan quickly.
About Us
Who We Are
Advance Loan Solutions is a trusted provider of short-term installment loans, committed to helping individuals access the financial support they need when they need it most. We understand that life can throw unexpected expenses your way, and we're here to help bridge the gap.
Our mission is to provide accessible, transparent, and responsible lending solutions. We believe everyone deserves a fair chance at financial assistance, which is why we've built a process that considers more than just your credit score.
With a dedicated team and a commitment to exceptional customer service, we've helped thousands of customers navigate financial challenges. We're proud to be a licensed lender that puts your needs first.
Get In Touch
Contact Us
Customer Service
- Hours
- Mon-Fri, 8am - 6pm CST
- Phone
- (844) 373-5626
- customerservice@advanceloansolutions.com
Corporate Office
- Phone
- 855-621-LEND (5363)
Mailing Address
- Advance Loan Solutions
PO Box 323 Crandon, WI 54520 - Fax
- (866) 313-3589